Mortgage Mediation Services

Mortgage Mediation Group Services:

The Mortgage Mediation Group provides professional services for mortgage-related issues. Many of our clients are homeowners that are facing foreclosure or underwater in their mortgage and looking to understand their legal rights and obligations so that they can make informed decisions. These consumers may be facing foreclosure. They also may be facing a deficiency. Some homeowners have already been foreclosed and want to know their rights. New Dodd-Frank rules give homeowners rights never had before.

No Cost Consultation: Many homeowners are facing the point where they are underwater in their home, that is they owe more than their home is worth. Whether you can afford the mortgage or not, you need to understand your legal rights and obligations. The group offers a no-cost initial consultation to go over your situation in detail. You will understand:

Click here to schedule a no cost consult.

Services Offered.

 

California Homeowner Bill of Rights: If you are an owner occupant of a California Single Family Residence, you have certain rights under the Homeowner Bill of Rights that can assist you in protecting your home while you try to modify your mortgage. If you were foreclosed on in 2013 or later you may be able to bring a claim against your lender for monetary damages for their willful violation of those statutes.

Click here to schedule a no cost consult.

 

Liability Review and Analysis: Post consult, the client may become aware of certain liabilities that require further investigation and guidance as the homeowner explores their option to exit the home.

  • Review of all mortgage documents (1st, 2nd or any other subordinate debt)
  • Review of title and lien history on property
  • Review of applicable Statutory and Case law
  • Issue of Written Legal Opinion and Summary of Review
  • Continued guidance throughout the exit of the home whether short sale or a guided foreclosure (Strategic Default)
  • Review of Short Sale Approvals issued by bank(s)
  • Assistance to 3rd party or Realtor driven short sale negotiation

This service is a tremendous tool for the homeowner that is going to exit their home and would desire guidance throughout the process.

Click here to schedule a no cost consult.

Short Sale Review: There are many times that a homeowner has already begun their short sale process with another party but seek review of their Short Sale Approval. The group will review the short sale approval and answer the questions that your Realtor may not answer.

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General Consultation: Many clients present unique real estate situations that require alternative actions by the group including litigation (Deficiency Defense, Foreclosure Abatement, Debt Negotiation etc). These fees range from $150 per hour to $400 per hour. In all situations, prior to a retainer, the client will be informed of fee structure.

Click here to schedule a no cost consult.

Litigation Support for Attorneys: Attorneys have clients that mortgage problems that require an outside expert and analysis to assist that attorney in representing the client competently. I have been working in the mortgage regulatory space for  22 years. Call me at 888-909-1030

Specialized Mortgage Paralegal: I have been working in the mortgage and real estate industry for 29 years and specifically in the mortgage regulatory and statutory space for 22 years. I am an expert at RESPA, TILA, ECOA, FCRA, FDCPA, Dodd-Fank / CFPB. Call me at 888-909-1030